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Board of governors of the federal reserve system the federal reserve the central bank of the united states provides the nation with a safe flexible and stable monetary and financial system. The federal reserve is the federal supervisor and regulator of all us bank holding companies bhcs including financial holding companies and state chartered commercial banks that are members of the federal reserve system at the end of 2010 2193 banks were members of the federal reserve system and were operating 57694 branches these . The federal reserve board announced on july 20 2010 that it had agreed with the treasury department that it was appropriate for treasury to reduce the credit protection provided for the term asset backed securities loan facility talf under the troubled asset relief program tarp from 20 billion to 43 billion the board had authorized up to 200 billion in talf loans but when the program closed on june 30 2010 there were 43 billion in loans outstanding. Ily reflective of views at the federal reserve bank of new york or the federal reserve system any errors or omissions are the responsibility of the authors any errors or omissions are the responsibility of the authors. The federal reserve bank of new yorks office of regional and community outreach polled small businesses about their business performance financing choices and borrowing experiences the poll was conducted online and distributed through a network of local government and nonprofit partners
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